Войти как пользователь
Вы можете войти на сайт, если вы зарегистрированы на одном из этих сервисов:

вход/регистрация

Накопительное страхование жизни и его плюсы

28.03.2014г. Фото: bnews.kz

Накопительное страхование жизни и его плюсы
Накопительное страхование жизни и его плюсы

Накопительное страхование – новая услуга, предлагаемая страховыми компаниями своим клиентам. Ее суть довольно проста. Человек в течение примерно 10 лет (или другого термина, указанного в договоре) ежеквартально или ежемесячно перечисляет страховщику деньги. Средства накапливаются и приносят доход. Выплаты по накопительному страхованию проводятся так, как захочет клиент. К примеру, он может получить всю сумму сразу, а может разделить ее на несколько ежемесячных выплат.

Страхование такого типа делится на пенсионное и смешанное. Смешанный вариант предполагает, что выплата средств производится финансовым учреждением при наступлении страхового случая, завершения термина договора или при достижении застрахованным человеком определенного возраста. Что же касается пенсионного страхования, то оно предусматривает выплату средств клиенту, когда он выйдет на пенсию.

Отметим, что страховка, подробнее о которой можно почитать на http://www.rsins.ru/endowment/, оформляется индивидуально и с учетом таких факторов, как возраст и пол клиента, состояние его здоровья и т.д. К примеру, молодому человеку страховка обойдется дешевле, чем взрослому курящему мужчине. Страхование жизни недорого обходится женщинам, ведь статистика подтверждает, что они живут на 10-11 лет дольше представителей сильной половины человечества.

Если сравнивать накопительное страхование с другими типами вложений, можно заметить, что оно менее доходное. Тем не менее, это очень эффективный финансовый инструмент. Заключив договор страхования, вы можете позаботиться не только о ближайших родственниках, но и о любых дорогих вам людях. Дело в том, что закон об обязательной части наследования не касается страховки, так что с ее помощью можно обеспечить деньгами хорошего друга, дальнего родственника и так далее. Важно и то, что накопленная денежная сумма не подлежит конфискации.

Хотелось бы добавить, что накопительное страхование жизни – общественно значимый инвестиционный инструмент. Страховые компании в состоянии взять на себя львиную долю социальных и пенсионных функций. Они формируют долгосрочные финансовые накопления, которые с успехом можно использовать для развития экономики государства. Соответственно, в накопительном страховании заинтересованы не только клиенты финансовых организаций, но и вся страна в целом.

Комментарии (6):

28.04.2017

Nat .lniz

I came in time to have a cup of coffee before class.

I’m coming down with a cold.

12.05.2017

Ремонт Холодильников lniz

He killed her in cold blood.
It can't be true!

18.06.2017

Mossi N lniz

CNN is breaking the news right now.

15.07.2017

Took F lniz

The little boy disappeared. The police registered him as a missing person.

03.03.2018

LeonardMa

<a href=http://achat-cialis-generique.net/>cialis acheter</a> generique cialis
<a href=http://commandercialisgenerique.net/>achat cialis</a> cialis generique
<a href=http://acquistarecialisitalia.net/>comprare cialis</a> cialis ricetta medica
<a href=http://comprar-cialis-generico.net/>comprar cialis</a> comprar cialis en espana

10.10.2024

Williammussy

<a href="https://vibromera.eu/">vibration reduction</a>

<p>Vibration reduction is an essential concern in many industries where rotating equipment is utilized. The outcomes of improper balancing can lead to significant mechanical failures, economic losses, and operational inefficiencies. This is where tools like the Portable Balancer and Vibration Analyzer "Balanset" come into play. Designed for dynamic balancing, the Balanset series provides solutions that ensure the operational stability of various industrial machinery, including crushers, fans, and augers.</p>

<p>The Balanset-1A model is a notable product equipped with two channels for dynamic balancing in two planes. This versatility allows it to cater to a wide range of applications. Whether it is for centrifugal pumps, compacting machines, or even turbine rotors, the Balanset-1A excels in maintaining the balance necessary for optimal machine function. This means that equipment operators can experience a marked decrease in vibration-related issues, thereby extending the lifespan of their machinery and reducing maintenance costs.</p>

<p>In addition to the Balanset-1A, there is also the Balanset-4 which features four channels, specifically designed for more complex balancing tasks. This model is particularly beneficial for balancing cardan shafts or serving as a measurement system for machines with multiple support points. It addresses the increasing demand for precision in industries where vibration reduction is not just preferred but necessary for safety and efficiency. The Balanset series not only provides powerful tools for dynamic balancing but also engages users through intuitive interfaces that streamline the balancing process.</p>

<p>Regular balancing is a proactive solution that not only addresses current vibration issues but also prevents the aggravation of problems before they escalate. For instance, when applying regular dynamic balancing to centrifuges, which are prevalent in sectors from pharmaceuticals to food processing, organizations can avoid costly breakdowns and emergencies that often arise from neglected equipment maintenance. This proactive vibration reduction approach decreases the frequency of operational disruptions and enhances overall productivity. </p>

<p>The importance of vibration reduction in industries cannot be overstated. Companies that invest in dynamic balancing instruments like the Balanset can significantly mitigate vibration-related risks, thereby realizing improvements in runtime efficiency and longevity of machines. This not only has direct financial implications, but it also assures workplace safety for all employees involved in the handling and operation of heavy machinery.</p>

<p>The Balanset models not only balance mechanical equipment but also serve as a comprehensive analytic tool. The portable vibration analyzer is crucial for these assessments, giving operators real-time feedback on vibration levels and allowing them to take appropriate action when necessary. This dual function of balancing and analysis ensures that users are not only aware of present vibration levels but are also equipped to implement ongoing vibration reduction strategies.</p>

<p>Moreover, the versatility of the Balanset series allows for application across various types of industries. From agricultural machinery to industrial fans, the need for vibration reduction is widespread. By using sophisticated tools like the Balanset-1A and Balanset-4, operators can achieve better reliability and performance from their machinery, which translates to enhanced service delivery and customer satisfaction.</p>

<p>The Balanset tools can be compared to vibrometers, yet they offer greater functionality at competitive pricing. This makes them an attractive choice for businesses seeking effective solutions to manage vibration reduction within their operations. By providing high-quality balancing machines, businesses can better understand and control the dynamics of their equipment, leading to stabilized operations and reduced repair costs.</p>

<p>Another key component of modern vibration management is the use of sensors. Vibration sensors are integral to the process, allowing precise measurements that feed back into the balancing systems. This creates a closure in the loop of continuous improvement regarding vibration mitigation. Regular assessment with these tools distills down to better operational practices, thus reinforcing the overall strategy for vibration reduction.</p>

<p>Vibration reduction strategies must also consider how each element in a system interacts dynamically. Thus, understanding the principles behind static versus dynamic balance is crucial. Static balance might suffice for simpler applications; however, dynamic balance becomes imperative as machinery complexity increases. Recommended practices often include initial vibration measuring, calibration weight installation, and post-adjustment checks to ensure all dynamic balancing achieves its intended reductions in vibration.</p>

<p>Preventive measures, such as regular balancing of equipment, can lead to vast improvements in productivity. For example, centrifugal processes are vital in many manufacturing situations, and those processes are optimized through regular vibration assessments. Implementing a routine of dynamic balancing can alleviate many common issues due to accumulated wear or irregularities in mechanical parts, allowing industries to maintain optimal operations smoothly.</p>

<p>Ultimately, companies focusing on vibration reduction through effective balancing tools find they achieve not only better performance but also cultivate a more engaged workforce. Employees are less likely to encounter breakdowns and operational disruptions leading to greater job satisfaction and productivity. As industries continue to evolve, the role of technology such as the Balanset in the vibration reduction landscape will only become more pivotal.</p>

<p>In summary, vibration reduction is a critical factor for maintaining operational efficiency and safety in various industries. Tools like the Balanset-1A and Balanset-4 enhance balanced machine operations by providing effective monitoring and management of vibration. By fostering a culture of proactive maintenance, organizations are better equipped to meet the demands of the modern marketplace while achieving sustainability goals.</p>

Article taken from https://vibromera.eu/

Добавить комментарий:

CAPTCHA
Введите код с картинки:

тематика

новинки каталога

анонсы событий

новости партнеров


2